HOW MUCH DOES IT COST TO ADOPT A CHILD?
The cost associated with adopting
is not cheap and can run up to ten thousand dollars or even more
depending. We offer good and
bad credit adoption loans to help
with financing your dream of expanding your family.
Outlined below are some of the more common costs associated with
the adopting process.
When considering adoption, by law you are going to be
required to participate in a home study. The purpose of a home
study is to evaluate the family and see if they are a good fit
for adoption; specifically financially, age, other children,
etc. And then to match them with a perspective child whose needs
the family can satisfy.
Another part of the home study
cost are criminal clearances. Criminal checks will include the
utilization of your fingerprints for clearance of: child abuse,
domestic violence and sexual assault. You prints will also be
run against the database of your local State Police as well as
A home study will also help
educate the adopting family about the adoption process (read the
adoption right for me?'. The cost
associated with a home study can be as little as a few hundred
to as much as several thousand and will depend on the agency you
are working with. It is also very common to be
charged a fee for alterations to your home study as well as for
updates. Since family situations can change dramatically at any
given time, home study updates are required by law every two years.
Parent Preparation Classes
It is required by most states that any family looking to
adopt a child complete a class that is designed to prepare them
for parenthood. It is possible that there is no fee associated
with these classes or the fee may be included with the home
You are going to have to pay for all costs associated with
pre-placement visits if the child your are interested in
adopting lives in a different state than you or lives any
significant distance in the same state you reside.
Supervision Post Placement
A social worker is going to be required to supervise the time
during which the child comes to reside with you, before the
adoption is final. There is a fee associated with this service.
It is possible that this cost will be included with the agency's
total fees or it may be a separate expense.
There are two main legal fees associated with an adoption;
attorney fees and the costs of the courts. An attorney is going
to be needed to make any adoption complete. They will represent
you in the courts and review and file all legal documents
relevant to your adoption.
The adoptive family is going to
be responsible for the court fees associated with filing all
paperwork related to the adoption. In addition, there will be
costs for any documents obtained produced by the courts, i.e. an
altered certificate of birth and/or an adoption decree.
Unexpected / Miscellaneous
The costs above are going to be associated with any adoption
done in the United States and are the most basic. However, there
will be some miscellaneous costs that you are going to
experience during your process. Some of these costs may include:
- getting a medical exam (needed for a home study)
- all travel expenses for yourself (to and from adoption agency,
- salary lost as a result of having to take off time for home
studies and/or visiting the child
- documents for yourself (birth certificate, etc.)
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