ENGAGEMENT RING BUYING TIPS
You know how you will definitely know your fiancé to
be is going to like the engagement ring you buy her? Buy letting her
pick it out herself! She is going to be wearing it everyday and
therefore the ring must fit her style as well as her way of life. It
can take visiting many different jewelry stores, looking at endless
setting styles and diamond shapes until you find that ring that is
If your goal is to surprise her by 'popping
the question', then you better be ready to educate yourself
about engagement rings so that you get the ring you know will
knock her socks off but one that will also be affordable for
How much should I spend on an engagement ring?
Look at the jewelry she currently wears.
The most precise means of determining her tastes is to view
what she wears on a daily basis (or close to it). What she wears
once in a while is not a solid indicator of her taste.
Since most females have a preference,
determine what color metal she wears. For example, if she
prefers to wear yellow gold, don't even bother looking at
platinum or white gold settings!
Does she wear bold style jewelry or is she more on the
contemporary side? Perhaps she likes vintage looking pieces?
What are her likes and dislikes?
Have you guys ever been to the mall and looked at engagement
rings in the past? Has she ever discussed her favorite styles?
If you have no clue about what her likes and dislikes are, tell
her you are interested in buying yourself a new watch and take a
trip to the jewelry store. While you are there, look at
engagement rings. And make sure you LISTEN to her comments.
Do you know if any of her friends have recently gotten engaged?
Has she made any comments about liking or not liking their
rings? Did she why or why not?
There are many women that don't like to wear diamonds. Be aware
that there are engagement rings that are also available in
rubies, sapphires and other types of precious stones.
What type of setting is going to look best on her hand?
If she has short fingers, some type of elongated stone is
going to look very sleek. Be careful though because going too
long may have the opposite effect.
Bottom line is you want the ring to look proportional with her
fingers. Long fingers have the ability to wear more bold style
rings. A more delicate/smaller looking ring will get lost on a
Selecting the Perfect Setting and Shape
There are so many different diamond shapes to choose from;
round, pear, emerald, and elongated marquis are a few of the
other more popular. You will also need to determine if she would
prefer a diamond set alone in a band (known as a solitaire) or
do you think she would prefer a grouping of stones.
Take her Lifestyle into Consideration
How the ring is going to fit with her lifestyle is going to be
very important. Does she have a job where finicky jewelry will
be annoying and appear out of place? And if she has a job where
she can wear any ring she wants, keep in mind that a ring with a
high setting will likely always be catching on clothing and is
also more difficult to maintain clean. That style of ring should
be purchased as a gift that will only be worn on special
circumstances and not daily.
Determine Her Ring Size
See if she is already wearing a ring on her engagement finger.
If she is, try and 'borrow' it from her or have a family member
help you 'borrow' it just long enough so that you can get the
Consider Buying a Loose Diamond
If you have a solid idea about what type of shape stone she
likes, then consider buying and proposing to her with a loose
diamond. Then, the both of you can go and select the setting
What is Your Budget?
How much you can afford to spend is going to be the number
one factor in determining what you can buy. If your budget does
not give you the cash you need, consider applying for an
engagement ring loan. We offer a variety of
engagement ring loans that will help you accomplish your
goals without hurting your daily expenses.
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