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WINNING AT REFINANCING When looking to refinance your home you need to know about a few things that can help you in the process. The first thing is to determine whether you would prefer to deal with a lender or a broker. Lender or broker? Although they are no fixed rules to determine whether you should choose a direct lender or broker, you should know which type of mortgage organization you have selected. Lock it in A lock-in agreement can help you or hurt you. When interest rates are rising, a lock-in agreement protects your lower rate while the loan is being processed. On the contrary if interest rates are going down, you are stuck paying your lock-in rate.
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