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Your Privacy Is Assured
Privacy Policy (updated 6/6/2014)
If you have questions, concerns and/or complaints regarding our privacy policy
or practices, please fee contact us at support@choicepersonalloans.com.
Personally Identifiable Information
This notice applies to all info that is collected or submitted on the
choicepersonalloans.com site. We may collect all information you provide,
whether through our website or other channels which may include without
limitation: (a) your full name; (b) email address; (c) mailing address; (d)
work, home and cell phone numbers and the best time to call you; (e) birthdate;
(f) whether or not you are a US citizen; (g) your Social Security Number; (h)
whether or not you are over eighteen (18) years of age; (i) whether or not you
or a spouse are a regular or reserve member of the military; (j) how long you
have lived at your current residence; (k) whether you are a rented or homeowner;
(l) your employment information including name of employer and time at your
current job; (m) requested loan amount; (n) your annual, pre-tax income; (o) how
you receive your pay; (p) how frequently you are paid; (q) the anticipated dates
of your next two (2) paychecks; (r) the names, telephone numbers and source of
relationship of two (2) personal references; and (s) any and all other
information requested on the applicable registration form.
Use of Personally Identifiable Information
By submitting your personal information, you recognize and agree such personal
information (including the Sensitive Information) may be shared with
third-parties, including without limitation, Loan Providers in order to complete
your request for Loan Products.
Please be advised that we are not a lender, do not broker loans and do not
make/fund any product offerings, loans or credit decisions. This Website does
not constitute a solicitation to lend. This site will securely submit the
information you provide to a lender. Proving your information on this Website
does not guarantee approval for a product offering. For details, questions or
concerns regarding your application, please contact your lender directly.
We may also use personal information for website administrative customer
service, to provide our visitors with information which may be requested, to
customize visitor experiences on the Site, and for internal business purposes,
such as analyzing and managing our business. Third parties may be used to assist
in the operation of this Site or to administer activities on our behalf.
We specifically reserve the right to release current or past user information,
as it is made available to us from third-parties, in the event the user is
using, or has used, our products, services and/or Site: (i) in violation of the
Site’s Terms and Conditions, this Privacy Policy or any of our operating rules,
policies, and/or other supplemental terms and conditions or documents that may
be published from time to time; (ii) to commit unlawful acts; (iii) if such
information is subpoenaed or requested pursuant to a judicial or regulatory
proceeding or inquiry; (iv) if this Site is sold or acquired; and/or (v) when
deemed necessary or appropriate including, without limitation to, sharing your
e-mail address with other third parties for suppression purposes in compliance
with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade
Commission implementing regulations.
If you have questions or concerns regarding this statement, you should first
contact support@choicepersonalloans.com. If you do not receive acknowledgement
of your inquiry or your inquiry has not been satisfactorily addressed, you
should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php.
TRUSTe will then serve as a liaison with us to resolve your concerns. Choice
Personal Loans, Inc. is committed to protecting your privacy when you visit our
web site. You can access Choicepersonalloans.com and browse our site without
disclosing any of your personal data.
Non-Personally Identifiable Information
We may also use your IP addresses to compile and provide aggregate statistics
about our visitors, traffic patterns, and administer and improve the site. This
statistical information may also be related to third parties, track user's
movement, and gather demographic and profile information for aggregate use. We
may also use third-party analytics services to record information, including
without limitation, mouse clicks, mouse movements, and scrolling activity as
well as text you type in the Web site, which may be used by us or third-parties
to understand how users interact with the site.
Access to Personally Identifiable Information
If your personally identifiable information changes, or if you no longer desire
our service, you may correct, update, delete or deactivate your information by
emailing our Customer Support at support@choicepersonalloans.com, or by
postal mail at the contact information listed
below.
Mailing Address:
Choice Personal Loans, Inc.
Attn: Customer Support
7001 Loisdale Road
Suite C
Springfield, VA 22150
United States
Our Commitment to Children's Privacy
Protecting the privacy of young children is important to us. For that reason, we
do not collect or maintain information from those believed or actually known to
be under 18 years of age, and no part of our site is structured to attract
anyone under 18 years of age.
Email Campaigns
We use your e-mail address to: Send you newsletters, and other customer related
material when users opt-in to receive such emails.
Choicepersonalloans.com has a zero tolerance policy for e-mail abuse. If you
receive unsolicited e-mails from choicepersonalloans.com please report it to us
at support@choicepersonalloans.com.
We will never ask you to provide non-public or sensitive information in an
e-mail. DO NOT RESPOND to an e-mail that appears to be from us requesting
non-public or sensitive information the e-mail. Contact us immediately by e-mail at support@choicepersonalloans.com
We do not store e-mail addresses from correspondence sent to us. If you contact
us by e-mail we will respond by email. Choicepersonalloans.com will not use or
store your email address in our database from such correspondence.
Opt-out
If you no longer wish
to receive our newsletter and/or promotional communications from us, you may
opt-out of receiving them by following the instructions included in each
newsletter or communication or by emailing us at support@choicepersonalloans.com.
Co-Branded Disclosure and External Web Sites
Please note that Choicepersonalloans.com contains links, co-branded links, and
forms that direct to other web sites. Please be aware that we are not
responsible for the privacy practices of these other web sites. We encourage you to be aware while using
our site, when you leave our site, and to read the terms and conditions and/or
privacy statements of each and every site seeking your personally identifiable
information.
Cookies
A cookie is a small text file that is stored on a user's computer for
record-keeping purposes. We do use cookies on this site by gathering technical
information from your Web browser (IP address, operating systems). We do not
link the information we store in cookies to any personally identifiable
information you submit while on our site. Some of our business partners (e.g.,
advertisers) use cookies on our site. We have no access to or control over these
cookies. This privacy statement covers the use of cookies by
Choicepersonalloans.com only and does not cover the use of cookies by any
advertisers.
Security
The security of your personal information is important to us. No sensitive
information (such as credit card number and/or social security number) is ever
collected from our site. Choicepersonalloans.com has obtained a Godaddy SSL
certification. Godaddy is the leading-edge trust service that is a fast,
convenient way to identify and confirm a web site's legitimacy. Users see
confirmed identity of business with one click. Site owners and visitors are
protected from spoofed (copied) sites that can harm the rightful owner.
The security of your personal information is important to us. When you enter
your name and email address in our newsletter subscription and contact us forms
order forms, we encrypt that information using secure socket layer technology (SSL).
To learn more about SSL, follow this link http://www.webopedia.com/TERM/S/SSL.html
We follow generally accepted industry standards to protect the personal
information submitted to us, both during transmission and once we receive it.
However, no method of transmission over the Internet, or method of electronic
storage, is 100% secure. Therefore, while we strive to use commercially
acceptable means to protect your personal information, we cannot guarantee its
absolute security.
If you have any questions about security on our Web site, you can email us at:
support@choicepersonalloans.com.
Disclaimer
We are not a
bank, broker, or lender.
We offer tips from consumers and opinionated advice and we are not responsible
for any actions or decisions made by any Loan Provider, Lenders, and/or Banks. Actual lenders will be able to give you
complete and accurate information regarding their services and terms once you
get to their respective websites. We are not responsible for lender decisions.
We are simply an informational resource and are not involved in the lending
process.
Contact
If you have questions or comments, email us at support@choicepersonalloans.com,
or mail us via postal mail at:
Choice Personal Loans, Inc.
Attn: Customer Support:
7001 Loisdale Road
Suite C
Springfield, VA 22150
United States
Changes to Privacy Policy
We reserve the right, in our sole discretion, to change, modify, add and/or
remove portions of this Privacy Policy at any time. All Privacy Policy changes
will take effect immediately upon their posting on the Site. Please check the
Site periodically for any changes. Your continued use of the Site and/or
acceptance of our e-mail communications following the posting of changes to this
Privacy Policy will constitute your acceptance of any and all changes.
Copyright © 2014. Choicepersonalloans.com
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