Determining how much to borrow and for how long is very important when applying for a personal loan. You want to be able to borrow an amount over a term that will satisfy your needs without killing your current spending situation. Borrowing for a longer term will equate to you paying more in interest for your loan. On the contrary, shorter terms mean larger required monthly payments. You will really need to analyze your particular situation very carefully. If you need help, feel free to reach out to us before you apply to see if we can help you formulate a game-plan.

Compute potential payments with the loan calculator below. We also suggest that you read the section related to borrowing advice first time borrowers.

  Borrowing Amount ($):  
  Annual Interest Rate (%):  
  Term of Loan:  
Based on the info you input,
your Monthly Payment
Amount is going to be($):
  and your Total
Borrowing Cost is ($):

Current interest rates range from as low as to 6.3% to around 19%. The interest rate and terms you receive for your loan are going to depend on your credit rating history. If you don't know what your credit score is, we suggest you obtain a copy of your credit scores before applying by clicking here. We will route your application to a lender based on the credit rating you select on the application. It is important that all of your information is reported accurately and up-to-date.

In addition is important that you understand how interest rates work before applying.

Being a Wise Borrower
Personal Loan Scams
Obtaining the Most Optimal Rates
Getting a Loan Over the Internet
Shopping for Your Loan
Personal Loan Tips
Bad Credit Loan Information
When Refinancing a Loan Makes Sense
Are Unsecured Loans for Consolidating Debt a Good Idea?
Dangers of Debt Consolidation Loans
Cheap Personal Loans
Bad Credit Unsecured Personal Loans for Getting Rid of Bad Credit
Loan Aspects to Avoid
Consequences of Defaulting On Your Loan features some really great calculators with amortization features.



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