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	Navigate the Site Use the information below to navigate Choice Personal Loans, Inc. and get familiar with what you can expect from our service. If you have any comments and/or questions, please contact us. Home - Basic breakdown of the services we offer. Apply Now - Fill out a secure application for a personal loan. Don't forget that there is no obligation to accept the financing offer. How It Works - General information about how our process works. Requirements - Get familiar with what the requirements for achieving approval are for Choice Personal Loans, Inc.. Contact Us - Get in touch with us with any questions, comments and/or concerns you may have before applying. Testimonials - Obtain some feedback from some of our past clients. Credit Help Info - VERY IMPORTANT! Features a variety of information that will help educate you about personal loans and finances. Loan Programs We Offer: Unsecured Personal Loans Consolidating Debt with Personal Loans Bad Credit Personal Loans Business Financing - Startup Business Loans - What You Need to Know About Starting a First Time or New business. Unsecured Loans for Weddings -Planning an Affordable Wedding -Tips for Paying for My Wedding Engagement Ring Loans ---Tips for Buying an Engagement Ring ---Determining How Much To Spend On An Engagement Ring Recreational Vehicles Holiday Financing ---Christmas Shopping Tips - Even for last minute shopping. Christmas Budgeting New/Used Car Purchases ---Auto Loan Tips ---How Much to Spend On a Car ---Auto Buying Mistakes to Avoid ---Advantages to Buying Used ---Getting Auto Loans With No Credit Debt Relief Program Student Loan Consolidation Financing Adoptions ---Adoption Tips ---Is Adoption Right For Me? ---Cost to Adopt a Child Student Loans Mortgages After Bankruptcy No Credit Check Loans Payday Loans Signature Here ---what are signature loans? ---signature loan risks No Credit Loans ---going from no credit to good credit Unemployment Loans ---help finding a job ---job stability Computer Loans ---computer buying tips ---save money when buying a computer Unsecured Lines of Credit ---pros and cons of a line of credit ---what is a line of credit? ---line of credit vs. credit cards ---line of credit vs. lump sum Vacation Loans ---Getting a Cheap Vacation ---Avoid Travel Scams ---Benefits of Vacation Loans ---Planning an Affordable Trip Tax Settlement Loans ---Paying Taxes on Tips ---Advice for Paying Income Taxes ---Avoiding an Audit ---Handling Audits Fast Cash Loans Emergency Cash Loans ---Emergency Personal Loans ---Emergency Funds ---How to Save for An Emergency Fund Loans for Paying Medical Bills ---Negotiate Medical Bills Plastic Surgery Loans ---Mommy Makeover Loans ---Choosing a Plastic Surgeon ---Plastic Surgery Trends Instant Decision Loans Installment Loans -Personal Loan Info: Requirements Being a Wise Borrower Unsecured Loan Tips Compute Payments Loan Shopping Avoiding Loan Scams Bad Credit Loan Information Borrowing Advice for First Time Borrowers Getting the Best Rates Applying for Loans Online When Refinancing a Loan Makes Sense Advantages of Personal Loans Are Unsecured Loans for Consolidating Debt a Good Idea? Dangers of Debt Consolidation Loans Cheap Personal Loans Bad Credit Unsecured Personal Loans for Getting Rid of Bad Credit Loan Aspects to Avoid What Happens When I Default? Advance Fee Loan Scams - How to Avoid Loan Scams - Spotting Loan Scams - What Should I Do If I am a Loan Scam Victim? Peer-to-Peer Lending - Investing in Peer Lending - Problems with P2P Loans Online Loans vs. Bank Loans -Credit Cards vs. Personal Loans When Are Personal Loans a Bad Idea? -Living Beyond Our Means -Planning a Wedding -Buying Stocks -Interest Rates: Understanding Personal Loan Interest Rates Why Are Personal Loan Interest Rates Higher? What Does APR Mean? Paying Taxes On Personal Loan Interest You Receive When Lending Money to Friends or Family Factors That Determine Interest Rates -Lending to Family and Friends: Family Loans Questions to Ask Yourself Promissory Notes Borrowing from Family 10 Reasons Not to Lend to Friends Helping Without Giving Money/Loans How to Say No -Cosigning Co-signing a Loan Should I Co-Sign a Loan? Getting a Personal Loan With a Cosigner Co-Signing is a Bad Idea Getting Out As a Cosigner -Payday Loan Info Best Payday Loans Payday Loan Application Tips Dangers of Payday Loans Using Payday Loans Wisely When You Shouldn't Use a Payday Loan Payday Loan Interest Rates When Are Payday Loans a Good Idea? How Are Payday Loans Beneficial? Why Is My SSN Needed By Payday Lenders? -Credit Reports: What is a FICO Score? How Are Credit Scores are Computed? Making Sure Your Credit Report is Accurate How to Read a Credit Report Why You Should Run Your Credit Report Once a Year The Impact of Inquiries on Your Credit Report Correcting Your Credit Report - Writing a Dispute Letter - Sample Dispute Letter Effects of Having Bad Credit What are the Hardest Credit Items to Fix? Credit Report FAQ Things That Hurt Your Credit Credit Report Secrets How Long Do Negative Marks Stay On My Credit Report? -Free Credit Scores: Get Your Free Credit Scores - Value of a Free Credit Score -Debt Info: Managing Debt Loans for Paying Off Credit Cards Good Debt vs. Bad Debt Changes In Spending Habits Early Warning Signs of Debt Trouble Planning a Budget is a Good Strategy Budgeting Tips Problems With Overspending Fixed Expense vs. Discretionary Expenses Locating a Financial Counselor How to Save Money If You Have Kids How to Save Money by Changing the Way You Buy Food Dealing With Creditors Dealing With Collection Agencies Effects of Technology On Consumer Spending Habits Paying Off Credit Card Debt Understanding Debt-to-Income -Debt Consolidation: What is Debt Consolidation? Downside of Debt Consolidation Questions to Ask a Debt Consolidation Company -ChexSystems: What is ChexSystems? Removing Erroneous Info Off ChexSystems Banks That Don't Use ChexSystems Second Chance Checking Account -Bills: Effective Bill Management How Not to Pay Your Bills Paying Medical Bills Organizing Bills -Teaching Kids About Money Family Money Topics Not To Discuss With Kids -Saving Money: How to Save Money Saving on Kid's Clothing Saving on Groceries How to Find Coupons How to Save on Family Fun Cutting Back Monthly Expenses Getting Cheap Movie Tickets Saving On Pet Care Saving on a Mother's Day Gift -Spending: Prioritizing Spending How Can I Change My Spending Habits? Controlling Spending -Identity Theft: Avoid Becoming a Victim of Identity Theft Detecting Identity Theft Children and Identity Theft Seniors and Identity Theft Phishing What To Do If You are a Victim of Identity Theft -Business Info: Preparing for a Business Loan Cut Down Work-Related Expenses Handling Business Debts Keeping Business Debt & Personal Debts Separate How Business Loans Work Is Borrowing Against Your Business a Good Idea? -Economy Issues: Surviving an Economic Crisis Dealing with a Slow Economy Keeping Your Job 401k Investing When the Market is Bad -Bankruptcy Info: Filing Bankruptcy - Get a free evaluation How to File Bankruptcy Bankruptcy Good or Bad? Types of Bankruptcies Bankruptcy Questions and Answers Automatic Stays Importance of Getting Credit After Bankruptcy Credit Cards After Bankruptcy Non-Dischargeable Debts Help Avoiding Bankruptcy -Bankruptcy Alternatives -Foreclosure: Foreclosure Basics Affect of Foreclosure on Credit How to Avoid Foreclosure -How to Rebuild Credit: Credit 101 Six Steps to Re-establishing Your Credit Mortgages to Rebuild Credit Getting Credit with a Secured Credit Card Building Credit When You Have No Credit Personal Loans for People with Bad Credit Credit for Those Under 21 - Teaching Teens About Credit -Credit Card Info: History of Credit Cards Types of Credit Cards Applying for a Credit Card - Read the Fine Print! Use Credit Cards Wisely Application Tips for People with Bad Credit Cancelling Credit Cards ---Student Credit Cards: Learning to Manage Credit Cards Using a Student Credit Card Avoiding Student Credit Card Debt -Home Loans Info: Equity Loans Winning at Refinancing Qualifying for a New Home Loan How Much Do Home Loans Cost? Secured Loans Guide Buying a Car with Home Equity Loan -Pawn Shop Loans -History of Pawn Shops -Getting the Best Price for Your Pawn Home - Apply Now - How It Works - Approval Requirements - Testimonials Contact - Rates & Fees - Credit Help Info - Site Navigate Types of Personal Financing Opportunities Offered: Unsecured Personal Loans - Bad Credit Personal Loans Consolidating Debt with Personal Loans To Read our Privacy Policy, click here Copyright © 2014 - ChoicePersonalLoans.com