Site Navigation

Navigate the Site

Use the information below to navigate Choice Personal Loans, Inc. and get familiar with what you can expect from our service. If you have any comments and/or questions, please contact us.

Home - Basic breakdown of the services we offer.
Apply Now - Fill out a secure application for a personal loan. Don't forget that there is no obligation to accept the financing offer.
How It Works - General information about how our process works.
Requirements - Get familiar with what the requirements for achieving approval are for Choice Personal Loans, Inc..
Contact Us - Get in touch with us with any questions, comments and/or concerns you may have before applying.
Testimonials - Obtain some feedback from some of our past clients.
Credit Help Info - VERY IMPORTANT! Features a variety of information that will help educate you about personal loans and finances.
        -Personal Loan Info:
           Requirements
           Being a Wise Borrower
           Unsecured Loan Tips
           Compute Payments
           Loan Shopping
           Bad Credit Loan Information
           Borrowing Advice for First Time Borrowers
           Getting the Best Rates
           Applying for Loans Online
           When Refinancing a Loan Makes Sense
           Advantages of Personal Loans
           Are Unsecured Loans for Consolidating Debt a Good Idea?
           Dangers of Debt Consolidation Loans
           Cheap Personal Loans
           Bad Credit Unsecured Personal Loans for Getting Rid of Bad Credit
           Advance Fee Loan Scams
           Peer-to-Peer Lending
           Online Loans vs. Bank Loans
         -Interest Rates
           Understanding Personal Loan Interest Rates
          -Lending to Family and Friends
           Family Loans
           Questions to Ask Yourself
           Promissory Notes
           Borrowing from Family
           10 Reasons Not to Lend to Friends
          -Cosigning
           Co-signing a Loan
          -Payday Loan Info
           Best Payday Loans
           Payday Loan Application Tips
           Dangers of Payday Loans
           Using Payday Loans Wisely
           When You Shouldn't Use a Payday Loan
          -Credit Reports:
           What is a FICO Score?
           How Are Credit Scores are Computed?
           How to Read a Credit Report
          Why You Should Run Your Credit Report Once a Year
           The Impact of Inquiries on Your Credit Report
           Correcting Your Credit Report - Writing a Dispute Letter - Sample Dispute Letter
           Effects of Having Bad Credit
           What are the Hardest Credit Items to Fix?
           Credit Report FAQ
        -Free Credit Reports:
           Get Your Free Credit Report - Value of a Free Credit Report
         -Debt Info:
           Managing Debt
           Good Debt vs. Bad Debt
           Changes In Spending Habits
           Early Warning Signs of Debt Trouble
           Planning a Budget is a Good Strategy
           Budgeting Tips
           Problems With Overspending
           Fixed Expense vs. Discretionary Expenses
           Locating a Financial Counselor
           How to Save Money If You Have Kids
           How to Save Money by Changing the Way You Buy Food
           Dealing With Creditors
           Dealing With Collection Agencies
           Effects of Technology On Consumer Spending Habits
         -ChexSystems:
           What is ChexSystems?
           Removing Erroneous Info Off ChexSystems
         -Bills:
           Effective Bill Management
           How Not to Pay Your Bills
         -Identity Theft
           Avoid Becoming a Victim of Identity Theft
           Detecting Identity Theft
         -Business Info:
           Preparing for a Business Loan
           Cut Down Work-Related Expenses
           Handling Business Debts
           Keeping Business Debt & Personal Debts Separate
           How Business Loans Work
           Is Borrowing Against Your Business a Good Idea?
          -Economy Issues
           Dealing with a Slow Economy
           Keeping Your Job
           401k Investing When the Market is Bad
         -Bankruptcy Info:
           Filing Bankruptcy - Get a free evaluation
           Bankruptcy Good or Bad?
           Types of Bankruptcies
           Bankruptcy Questions and Answers
           Automatic Stays
           Importance of Getting Credit After Bankruptcy
           Credit Cards After Bankruptcy
           Non-Dischargeable Debts
           Help Avoiding Bankruptcy
                 -Bankruptcy Alternatives
          -Foreclosure:
           Foreclosure Basics
           Affect of Foreclosure on Credit
           How to Avoid Foreclosure
         -How to Rebuild Credit:
           Credit 101
           Six Steps to Re-establishing Your Credit
           Mortgages to Rebuild Credit
           Getting Credit with a Secured Credit Card
           Building Credit When You Have No Credit
           Personal Loans for People with Bad Credit
         -Credit Card Info:
           Types of Credit Cards
           Applying for a Credit Card - Read the Fine Print!
           Use Credit Cards Wisely
           Application Tips for People with Bad Credit
                  ---Student Credit Cards:
           Learning to Manage Credit Cards
           Using a Student Credit Card
         -Home Loans Info:
           Equity Loans
           Winning at Refinancing
           Qualifying for a New Home Loan
           How Much Do Home Loans Cost?
           Secured Loans Guide
           Buying a Car with Home Equity Loan

Loan Programs We Offer:
Unsecured Personal Loans
Consolidating Debt with Personal Loans
Bad Credit Personal Loans
Business Financing - Startup Business Loans
Unsecured Loans for Weddings
        -Planning an Affordable Wedding
Engagement Ring Loans
Recreational Vehicles
Holiday Financing
New/Used Car Purchases
Debt Relief Program
Student Loan Consolidation
Financing Adoptions
Student Loans
Mortgages After Bankruptcy
No Credit Check Loans
Payday Loans
Signature Loans
No Credit Loans
Unemployment Loans
Computer Loans
Unsecured Lines of Credit
              ---pros and cons of a line of credit
Vacation Loans
              ---Getting a Cheap Vacation
Tax Settlement Loans
Fast Cash Loans
Emergency Cash Loans

Home - Apply Now - How It Works - Approval Requirements - Testimonials
Contact - Credit Help Info - Site Navigate

Types of Personal Financing Opportunities Offered:
Unsecured Personal Loans - Bad Credit Personal Loans
Consolidating Debt with Personal Loans